Policy Service

Our key to success is our commitment to you. From your first call through every request, we are here to service your needs.

We realize that it is important to you to be represented by professionals when dealing with your insurance needs. With our knowledge of the insurance marketplace, we represent you with the insurance underwriters who can best cover your insurance risks. By working directly with the underwriters, we help provide the coverages you need with quick, efficient service that you require and deserve.

More importantly, we are there for you when you need us.

Once your insurance program is in place, we can assist you with:

• An Insurance Binder showing proof of coverage;
• Auto ID cards for your vehicle fleet;
• Certificates of Insurance for your Additional Insureds and Loss Payees;
• Assist you with Claims and Loss Control procedures.

Throughout the year, we will work closely with you to discuss any changes in your operations which may require changes to your insurance coverages. We can also explain changes in the insurance industry relative to new product developments that can strengthen your insurance program.

Financing Premiums

Your financial concerns are our priority!

Succeeding in today's challenging business climate, it requires not only strategic planning and innovative marketing, but also controlled spending. Noguchi & Associates is committed to helping you maximize your cash flow.

Our marketing process allows us to find the ideal coverage fit for you to secure the greatest coverage and value for your premium expense dollar. We can help you evaluate and understand your coverages, your experience modification factors, and your premium audits. If we find items that need to be adjusted we will advocate the change on your behalf to help you lower your insurance premiums.

We can also offer premium payment options to help you manage your cash flow. If the insurance carriers are unable to offer interest-free premium payment plans, we have direct access to financing organizations, which can provide payment plans at competitive rates.

Claims Service

Coordination with insurance carriers is of the utmost importance and we will marshall all the resources we can to bring your claim to a successful conclusion.

Our Claims Department is here to represent you in the event of a loss. By reporting claims directly to one of our qualified staff members, your time is saved and your interests are well represented.

After reviewing your claim, we will work directly with the insurance carrier to assure a prompt and fair settlement. We all monitor your claims to be sure that reserves are realistic.

STAY INVOLVED

To keep you informed, loss runs and claims review meetings are available to discuss the status of your open claims.

WORKING TOGETHER

In the event of catastrophe, such as Hurricane Iwa or Iniki, we will work alongside you to coordinate with the insurance carriers.

Coordination with insurance carriers is of the utmost importance and we will marshall all the resources we can to bring your claim to a successful conclusion.

Employee Benefits

We understand and simplify benefits for you and your employees, so you can focus on running your business.

We are committed to serving clients with unparalleled service and care. Dedicated team members work closely with you and your team to understand your needs and goals, securing comprehensive and competitive benefits programs. Our supportive enrollment team will help make administration easy and effortless through key tools that will further enhance the client experience for both employers and employees. Services we provide include:

• Strategic Planning
• Account Management
• HR Hotline
• Wellness
• Medicare Broker
• Technology
• COBRA Assistance

Surety Bonds

We understand your bond needs and we will work with you to make it happen.

The conditions that dictate the need for a Surety Bond are many and diverse, but basically, all bonds do one thing: they guarantee that one party will fulfill its obligations to another. At Noguchi & Associates our surety professionals are dedicated to work directly with you in the areas of:

• Contract Bonds
• License and Permit Bonds
• Fidelity Bonds
• Judicial Bonds
• Public Officials Bonds
• Miscellaneous Bonds for both Private and Public sectors

Risk Control

The best protection is prevention!

Operational exposures are a normal part of any business. How you control those exposures is what separates a safe, productive and successful company from one that is not. We are affiliated with an experienced risk control service company that is equipped with the knowledge and skills to provide our customers with the tools to build successful businesses.

When assisting our customer, we will incorporate our assortment of Risk Control Services. Through the implementation of “administrative” resources, we can help design written safety programs, policies and procedures that help to reduce your losses and mitigate your exposures. These services can not only help to reduce your overall insurance cost but will also help you meet state regulatory safety requirements.

In addition to our “administrative” resources, “field” support is also available. Observing your operation on-site provides us the ability to further tailor what your specific needs are to reduce exposures. On-site surveys, inspections, meetings as well as training opportunities enable us to bring the message of safety directly to the front line.

Through the coordinated services of the insurance carrier and our risk control connection, we will work towards those goals.

The benefits that are available to our customers through Risk Control provide a significant advantage over not having this service available at all giving you a unique opportunity to operate safely and save on your overall insurance costs.

The most effective way of controlling costs is to prevent accidents. By working together to achieve this goal, we will improve your working conditions, create higher morale, and produce real savings in your insurance premium budget.

The Total Insurance Program

Providing that service to your satisfaction is our commitment!

Noguchi & Associates offers a range of insurance products and financial planning services. We are ready to help you with not only your business property and casualty insurance but also any personal lines insurance needs you may have. Through our partners, we are prepared to offer you financial services as well. The array of products include personal or business, group insurance plans (life, disability, cafeteria plans, long term care) as well as defined benefit, defined contribution plans and profit sharing plans.

We encourage you to take advantage of any of our services. A policy purchased from Noguchi & Associates is your assurance that you have joined forces with a team of professionals dedicated to your financial well-being.

Retirement Plans & 401K

Strategically crafted retirement plans pave the way for a secure financial future, ensuring peace of mind and stability as you embrace life beyond the workforce.

Ori-gen Retirement Plan Services was established to provide clients under the Ori-gen Family of Companies with additional services to address the growing need surrounding retirement plan services and support. Provided by the team at RetirementDNA, Ori-gen Retirement Plan Services and RetirementDNA have become trusted partners through a true alignment in company values, emphasis in outstanding customer experience, and an investment in doing business with likeminded people.

• Fiduciary Support
• Plan Governance
• Investment Analysis
• ERISA Compliance
• Financial Wellness